Our on-line quote services for liability, professional indemnity, business insurance and personal insurance for caterers offers instant access to highly competitive quotes and cover from a range of leading insurance providers, all provided with full details of premiums and policy terms and conditions to allow you to make an informed choice based upon your own requirements.
What is caterers liability insurance?
Liability insurance for caterers protects the policyholder against claims made against them in respect of their legal liability for personal injury or property damage arising during the course of the business. The public liability insurance policy protects the insured against claims from third parties, whereas if you have any employees in the business you will require employers liability insurance to protect you against claims in respect of your legal liability for death, disease or injury arising from their employment.
What liability insurance does a caterer need?
All businesses should have public liability insurance, although not a legal requirement for most businesses, it is an essential protection for your business. The policy meets the cost of any awards made against you and also pays for your defence costs in respect of any claim.
If you have employees then employers liability insurance is a legal requirement for the majority of businesses, more information on who is exempt from the requirements may be found on our main employers liability page.
Our team of brokers is on hand to discuss any aspects of your requirements and to help you to obtain the best possible terms for your insurance.
Apply on-line for your insurance for caterers or call our broker team to discuss your needs.